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Specialized Wealth Planning
for Future Retirees

This Isn’t the Time to Wing It

You’ve spent decades saving, working, and planning. But now, the game is changing. Decisions made in the 1–10 years before retirement can have an outsized impact on what life looks like after the paycheck stops.
Senior Couple Working

We know you might have some questions like...

  • When should I take Social Security?

  • Can I retire at 59 or do I need to wait until 65?

  • How do I handle healthcare before Medicare

  • What taxes will I owe and how can I reduce them?

  • How do I shift from growth to income without missing the upside?

A Retirement Strategy That Reflects your hard work:

Tax-Efficient Withdrawal Planning

Know when to tap IRAs, Roths, and taxable accounts to reduce taxes over time not just this year.

Social Security Timing Strategies

We run scenarios to help you determine the optimal time to file based on your income, health, and goals.

Pension + 401(k) + Rollover Decisions

From lump-sum options to lifetime payouts, we help you navigate what’s best for your family.

Risk Rebalancing Before Retirement

Shift from “all-growth” to “growth with guardrails” as you approach retirement.

Healthcare Prep

Navigate the gap before Medicare and prepare for future health expenses the smart way.

Retirement Income Forecasting

See your projected cash flow year-by-year so you can retire with clarity not crossed fingers.

Why Future Retirees Trust Shoreside Wealth

We specialize in helping people like you mid-career professionals nearing retirement take the mystery out of their money. We don’t just look at your accounts. We look at your lifestyle, your family, and your long-term goals.

Because retiring well isn’t just about having enough it’s about knowing how to use it to maximize lifestyle.

  • Fiduciary advice focused on you

  • Decades of retirement planning experience

  • Tax-aware strategies, not just investment talk

  • ​Real humans, real conversations, no 1-800 numbers

Shoreside Wealth Management and their team have been amazing to work with! They have helped through every aspect of retirement planning. Not only retiring early, but helping to mitigate tax implications along the way. The team is always eager to learn new and different strategies while staying completely abreast of all existing skills.

There are literally not enough words to describe how pleased and impressed I am with this business!! In my opinion absolutely everyone needs them.

Darla B.

This Is the Final Chapter Before Retirement—Make It Count.

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