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Working on the water brings a lifestyle, schedule, and set of benefits that most financial professionals don’t understand — but we do.

As a member of the Marine Engineers Beneficial Association (MEBA), you have
access to one of the most comprehensive retirement packages in the maritime industry.

But it takes expert navigation to align each part of that plan into one smooth financial voyage. That’s where Shoreside Wealth Management steps in.

Image by Chris Pagan
Steady Wealth Planning for Life at Sea

Specialized Wealth Planning
for MEBA members

Let’s take the guesswork out of your wealth management plan.

Schedule a complimentary Port Check-In with
Shoreside Wealth Management  to see how all of your MEBA benefits can work together with your
outside strategies to give you the life you’ve worked so hard for.

From Ship to Shore

Planning That Fits Your Lifestyle

A MEBA schedule isn’t typical — and your wealth plan shouldn’t be either.

Our approach for
MEBA members includes:

  • Investment strategies that respect the on/off contract lifestyle while maximizing tax efficiency
     

  • Real estate guidance for those looking to purchase or invest in real-estate
     

  • Vacation pay claiming strategies to maximize income and reduice taxes
     

  • Coordinating pension, 401(k), and Defined Contribution benefits for steady retirement income
     

  • Tax-efficient withdrawal strategies to keep more of what you earn and less for Uncle Sam
     

  • ​Estate and legacy planning for mariners with assets across multiple states
     

  • Transition planning so you can confidently come shoreside for good

401(k) Plan

Your Wealth Underway

Your 401(k) is one of the most powerful wealth-building tools available while you’re
under way. We’ll help you:

  • Max out employer match and make tax-smart contributions
     

  • Choose investments suited to your career at sea

 

  • Plan withdrawal strategies for when you're ready to come shoreside

Defined Contribution Plan

The Cargo for Your Future

This employer-funded benefit is like steady cargo on a long voyage growing in the
background until you need it most. Our role is to:

  • Help you understand account balances and how they fit into your big picture
     

  • Align investment risk with your retirement time horizon
     

  • Combine this benefit with your pension and 401(k) for income that lasts

MEBA Pension Plan

Your Retirement Anchor

Your pension keeps your retirement steady no matter what markets are doing. But
claiming it right is key.
We guide you through:

  • Timing your benefit for maximum lifetime value
     

  • Combining it strategically with Social Security
     

  • Exploring survivor options and legacy planning for your family

Your benefits, explained.

Understanding your benefits is the first step to using them to your advantage. Here’s how each of your AMO plans works and how we help you get the most out of them:
Image by Ibrahim Boran

We help MEBA members like you:
 

  • Build confidence with your retirement benefits
     

  • Make smart investment decisions
     

  • ​Plan for taxes and income whether you’re on contract or onshore

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