Market

Imagine walking into a Las Vegas casino. The lights are flashing, the slots are dinging, and the craps table is erupting with cheers. The energy is electric. As you stroll past the tables, you notice a roulette wheel with a single open seat. You take it, glance at the board, and notice that the last eight spins have all landed on red. What’s your first thought? Most people think, “There’s no way it can be red again. It has to be black this time!” So you put $100 on black. The

For most of the past few decades, retirement investors had a pretty narrow toolbelt to choose from within their employer 401(k), 403(b), or TSP accounts: stocks, bonds, and maybe a target date fund that mixed the two in different proportions. If you wanted access to hedge funds, private credit, or private equity, you had to be running a pension plan or sitting on the ultra-high-net-worth side of the fence. Everyday retirement savers? No way Jose! That may be about to change.